Believe it or not , tracking spending really makes a lot of difference.You will stop asking this question to yourself over and over again - " Where did my money go ? " You will be surprised to kno how are you spending on useless things.
2.Establish a budget
You must have a budget to rein in express. A budget-less person is like a headless chicken , with no clear direction or motive to save money . start setting spending limit by category , such as entertainment, travel,rent and food.
3.Cook for yourself
You Don't realize how much money you spend monthly on ordering food online.one way to save a lot of money is to start packing your own lunch and cooking daily.
4. Trying to reducing OTT subscription bills
Only subscribe to those OTT platforms that best align with your movie and TV shows interest .Tou can also opt - in for an OTT budle subscription to avoild paying for each OTT service individually.
5.Buy used instend of new
A lot of money can be saved if you buy ised items instend of new ones, especially electronic items, furniture and vehicles . By doing so, you won't have to compromise with quality even after paying much less.
6. Follow 30 -day rule
This is one of the best rules that you can use to save a lot of money . So, if you want to buy a new item which costs you more than 10 % of your salary, wait for at least 30 days before making the final decision . Go for the item only after you feel the same need to buy it even after a month.You Will avoid impulsive spending!
7.Make saving automatic
Automated transfers between checking and savings accounts, credit card rewards, and spare change programs can help save money without having to think about it.